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Eighty percent of Americans agree they would benefit from having basic financial education and information.1
1 The 2009 Consumer Financial Literacy Survey, Harris Interactive, Inc., 2009
Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.
Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.
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Estates & Trusts
Estate Planning
Living Trusts
Avoiding Probate
Controlling the Distribution
Paying Estate Taxes
Benefits of A-B Trusts
Gifting Strategies
History of the Federal Estate Tax
Retirement
SIMPLE IRAs
Stretch IRAs
IRA Rollover
Roth 401(k)
Why Purchase Annuities
Split-Annuity Strategy
Annuity Living Benefits
1035 Exchanges
Planning Options
Future of Social Security
Social Security Income
Self-Employed Retirement Plans
Equity-Indexed Annuities
Retirement Plan Distributions
Traditional IRAs
401(k) Plans
Managing Retirement Plans
Roth IRAs
Tax Planning
Capital Gains Tax
Estate Tax
Gift Tax
Retirement Plan Limits
Required Minimum Distributions
Charitable Trust Tax Benefits
Retirement Plan Taxes
Withdrawing Before Age 59.5
Tax Deferral
Tax-Advantaged Investments
Tax Deductions
Tax-Advantaged Alternatives
Tax Strategies for Retirement Plans
Tax-Free Investments
Mutual Fund Profits
Tax-Free Insurance Upgrades
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Investing
Dividends
Exchange-Traded Funds
Growth Stocks vs. Value Stocks
Mutual Fund Taxes
Stock
Zero-Coupon Bonds
Diversification
Types of Bonds
Stock Indexes
Mutual Funds vs. Stocks
Mutual Fund Loads
Annuities
Fixed vs. Variable Annuities
Investment Risks
Asset Allocation
Stock and Bond Alternatives
Dollar-Cost Averaging
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Cash Management
Cash Management Basics
Doubling Your Money
Cash Management Tools
Money Market Funds
Managing Cash
Reverse Mortgages
Effects of Inflation
Risk Management
Why Purchase Life Insurance
Annuities as an Insurance Product
Life Insurance for Business Owners
Split-Dollar Life Insurance
Last-Survivor Life Insurance
Term Life Insurance
Whole Life Insurance
Universal Life Insurance
Variable Life Insurance
Insurance Claims
Maximizing Your Insurance Benefits
Insuring Your Future
Long-Term-Care Costs
Medicare Coverage
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